Rachel Bradshaw can do FHA workRachel Bradshaw is AR state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to call Rachel Bradshaw, as we are approved and qualified to produce FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Rachel Bradshaw if you need an appraisal done for an FHA-secured loan. If your house loan is FHA certified, that means that the loan has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the loan is secure in case the borrower defaults on his or her loan obligations. Low-income and moderate-income consumers benefit from an FHA-backed financial transaction; the point of the Federal Housing Administration is to assist credit-worthy potential buyers to meet expectations and qualifications for lenders that they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lower income or less starting money to put down on a financial transaction are assisted the most from Federal Housing Administration loan programs. |